[Podcast] FinTech trends with Jean-Louis van Houwe (Fintech Belgium)

For this last podcast of the year 2019, we welcome Jean-Louis Van Houwe, founder and CEO of Monizze and Chairman of the Board of Directors of FinTech Belgium.

Jean-Louis Van Houwe reviews the need to structure the FinTech scene, the balance sheet of FinTech Belgium and the main trends of FinTech.

Jean-Louis Van Houwe will detail in particular the three axes of value creation that structure the FinTech universe:

• a radical change in user experience
• integration of new technologies such as artificial intelligence
• innovation in the business model (consumption by use, …)

as well as the extension of the original scope to assurtech and regtech (respectively technology start-ups active in insurance and regulation).

In the second part of the podcast, we will take stock of the strengths and weaknesses of Belgium as a breeding ground for future FinTech gems. Jean-Louis, as an attentive observer of innovations in this sector, will compare the merits of Belgian entrepreneurs with those of their French, German and Dutch counterparts. In this context, he will come back to the role of Fintech Belgium with the public authorities and the need to facilitate the exchange of experience between actors of the Fintech scene.

Finally, in light of our study on the GDPR, we will discuss the impact of this regulation on innovation in Fintech. What has been the contribution of Fintech start-ups in a regulatory environment that has paralysed the more significant players in the banking sector? Have they been a driving force for innovation?

We hope this podcast will be of interest to you. Don’t forget to subscribe, and see you in 2020 for new episodes.

Percentage of consumer adoption of Fintech services in 27 countries (source: Ernst &Young)